Financial Inclusion
To promote financial inclusion, KIT Royal Tropical Institute supports development finance institutions, commercial banks, funds, and impact investors in the public and private sector to shape their offerings and value proposition for women, youth and smallholders.

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Project
Women’s Empowerment: Moving Beyond Access to Finance
KIT Royal Tropical Institute developed a study on approaches to financial inclusion that enable women to overcome gender barriers.
Read more about Women’s Empowerment: Moving Beyond Access to Finance -
Project
Assessing the Business Opportunity of Women Markets for Financial Institutions in Morocco, Tunisia and Egypt for IFC
This study shows business opportunities for financial institutions to serve women in Morocco, Tunisia and Egypt. Carried out in partnership with ENCLUDE, EDG (Egypt) and SIGMA (Tunisia and Morocco) it identifies the demand and needs for financial services among women across different markets.
Read more about Assessing the Business Opportunity of Women Markets for Financial Institutions in Morocco, Tunisia and Egypt for IFC -
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Integrating a Gender Lens into FMO’s Investment Process
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Project
Cocoa Farmer Finance in the Philippines
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The Strengthening of African Rural Smallholders
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SDG-targeted Impact Framework for Impact Loan eXchange
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Review of the Danish Embassy Efforts to Improve Access to Credit Among SME Agribusinesses in Tanzania
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Gender mainstreaming in the Private Infrastructure Development Group
Gender, youth and rural finance
By offering critical insight into the needs and context of these unique customer segments, KIT enables organisations of all sizes to build their business case and required competencies to offer products and services that help these actors to reach their goals.
Gender Finance
KIT promotes the financial inclusion of women through a three pronged approach: incorporating a gender lens into financial institutions’ environmental and social safeguarding processes; leveraging data to prove the business case and developing gender strategies to raise impact on women’s livelihoods. KIT´s rooted expertise in women´s markets catalyzes a greater understanding of the gendered risks by sector and region, reveals women’s needs and wants and enables the design of gender-smart products and customer value propositions tailored to women and gender-sensitive Monitoring and Evaluation frameworks.
KIT applies a well-grounded approach to gender equality and women’s empowerment in various sectors and domains. KIT has a long track record of providing technical assistance to governmental and non-governmental agencies, financial institutions and organizations to integrate gender equality concerns into policies, organizational structures, systems and practices as well as sector strategies and programs. We work on both stand-alone women’s rights and empowerment initiatives as well as gender and rights issues within programs related to health, food security, energy, finance and broader inclusion in agribusiness value chains.
Youth Finance
KIT promotes the financial inclusion of youth in agricultural value chains by developing and implementing youth programs and business models that improve access to finance amongst youth-led Small & Medium-Sized Enterprises (SMEs). KIT is also involved in projects that support youth development in a holistic manner, complementing the financial component with training in entrepreneurship, financial literacy, and mentorship opportunities.
Rural Finance
KIT promotes the financial inclusion of rural stakeholders and builds its work in its extensive track record in the fields of agribusiness development, value chain finance, and understanding the needs of smallholder farmers and Micro, Small & Medium-Sized Enterprises. A diversity of financial products and related non-financial services are being developed, experimented with, and rolled out by donors, financial institutions and investors, and KIT has been active in assessments of impact and learning processes for a wide variety of clients. Guarantee and insurance schemes, credit facilities for crop-specific loan products and business development services have benefited smallholders and youth and women in particular.
Explore our Services
Monitoring, Evaluation & Impact Assessment
Monitoring, evaluation, and impact assessment are powerful tools to assess health, social, and economic impact. They allow us to learn what works and why. Our expertise and track record in these areas make us well-equipped to evaluate your work.
More about Monitoring, Evaluation & Impact AssessmentTraining, Coaching & Education
KIT Royal Tropical Institute provides tailor-made training to clients such as educational and research institutes, NGOs and local or national governments and ministries across the globe. Our programmes are specifically designed to address the unique objectives and capacities of the requesting organisation.
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