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Beyond Access: Exploring gender-transformative approaches to financial inclusion

Saskia Vossenberg, Anne Rappoldt, Jesse d’Anjou

A range of current policies and programs target greater inclusion of the poor and marginalized–including women–in financial systems and services. Debate and effort have largely focused on widening access to products and services for these groups. But little is known about whether and how such efforts may be benefiting women, and whether improving access alone is sufficient to transform the underlying social and economic structures that constrain women’s livelihood and business success. This scoping paper explores available evidence on how ‘gender-transformative’ approaches can be integrated with financial inclusion efforts to empower women in the economy. It points to current knowledge gaps, and suggests areas for further research to deepen our understanding and inform policy and practice in this area.


  • Women’s Empowerment: Moving Beyond Access to Finance

    • Institute
    • Project

    KIT Royal Tropical Institute developed a study on approaches to financial inclusion that enable women to overcome gender barriers.  Moving beyond access to finance Access to financial products and services is believed to be a key enabler of women’s economic empowerment. But access to finance alone is not transformative. Gender barriers still constrain women from […]